Clermont’s Real Estate Market: Insights for First-Time Homebuyers

by Mary And Stan Bell

 

Clermont’s Real Estate Market: Insights for First-Time Homebuyers

For many people thinking about moving to Central Florida, Clermont stands out as a welcoming, scenic, and opportunity-rich community. Located just west of Orlando, Clermont offers a unique blend of natural beauty, modern amenities, and family-friendly neighborhoods — all while maintaining a slower pace of life that appeals to both first-time homebuyers and retirees alike.

As local real estate experts and your trusted guides at Team Bell with Real Broker LLC, we specialize in helping individuals and families make informed decisions when relocating. In this guide, we’ll share insider insights into Clermont’s real estate market, tailored especially for first-time homebuyers who want to live their Florida dream.

Whether you’re watching our latest videos on our YouTube channel Living in Central Florida with Team Bell or browsing homes at TeamBellFL.com, our goal is the same: to make your move seamless, exciting, and rewarding.

 

1st Time Real Esate Buyers

🏡 Why First-Time Buyers Are Choosing Clermont, FL

Clermont’s appeal starts with its diverse housing options. From new construction communities to charming, established neighborhoods, there’s something for everyone. As of late 2025, median home prices in Clermont hover around $415,000, though smaller single-family homes and townhomes can be found under $350,000 — making it more affordable than Winter Garden or Orlando.

What Makes Clermont Special?

  • Rolling hills and lake views (a rarity in Florida!)
  • Award-winning schools and safe neighborhoods
  • Close proximity to Orlando (30–40 mins)
  • Outdoor lifestyle — trails, parks, golf, and water recreation
  • Master-planned communities with resort-style amenities

For first-time homebuyers, Clermont provides the ideal balance of price, location, and lifestyle — without the high cost of Orlando suburbs or the congestion of the tourist zones.

 

Real Estate for First Time Buyers

 

🧭 Key Neighborhoods for First-Time Buyers

As local realtors who live and work in the heart of Clermont, we’ve helped hundreds of new buyers explore the area. Here are our top picks:

Greater Hills

An established, family-friendly neighborhood with tree-lined streets, a community pool, tennis courts, and affordable pricing — typically in the low to mid $300s.

Serenoa Lakes

New construction homes in a master-planned community with resort-style amenities, walking trails, and modern energy-efficient features. Ideal for tech-savvy, eco-conscious buyers.

Johns Lake Landing

Beautiful lake-view homes with newer builds and high resale value. Prices start in the low $400s, but the lifestyle and views are unmatched.

The Canyons at Highland Ranch

Known for its hilltop elevation, proximity to top-rated schools, and newer homes by Taylor Morrison and Pulte. Strong value for first-time buyers planning to stay long-term.

 

Understanding the Market

💰 Understanding the Market: Prices, Competition & Inventory

The Clermont real estate market remains competitive, but more balanced than the frenzy of recent years. Inventory has slightly increased in 2025, giving first-time buyers more negotiating power — especially for move-in ready homes under $450K.

  • Median Price (2025): ~$415,000
  • Days on Market: 23–35 (longer than during 2022 peak)
  • First-Time Buyer Activity: Steady, especially in new communities
  • Loan Types Accepted: FHA, VA, USDA, Conventional

We’re seeing a healthy mix of resale and new construction, and many builders are offering closing cost incentives or rate buydowns — something our buyers are often taking advantage of.

 

Tips for First-Tome Buyers

💡 Tips for First-Time Homebuyers in Clermont

Buying your first home is a big step, especially if you’re moving to Central Florida from out of state. Here’s what we recommend to make the process smoother:

Get Pre-Approved First

Clermont homes under $400K move fast. A strong pre-approval gives you the power to act quickly — and shows sellers you’re serious.

Know Your Budget (Beyond the Mortgage)

Don’t forget to factor in:

  • HOA fees (vary by neighborhood)
  • Property taxes (~1–1.3% of assessed value)
  • Homeowners insurance
  • Utilities and commute costs

We always provide full cost breakdowns for our buyers — transparency helps avoid surprises.

Explore in Person (or Virtually!)

We offer virtual home tours, live video walkthroughs, and relocation consultations. Whether you’re across town or across the country, we’ll help you see your options in detail.

Ask About New Construction Incentives

Builders in Clermont are motivated — many are offering rate buydowns, appliance packages, or reduced lot premiums.

 

New Cinstruction Real Estate

🛠️ New Construction vs. Resale Homes: What’s Best for You?

Both options have advantages. Here’s a quick comparison to help you decide:

Feature

New Construction

Resale Home

Price

Often higher per sq ft

More negotiable

Maintenance

Minimal

May need updates

Customization

High

Limited

HOA/Community

Often higher amenities

Varies

We’ve helped clients navigate both — and we’re happy to guide you through builder contracts, inspections, and timelines if you choose new construction.

 

📍 Clermont vs. Other Central Florida Cities

If you’re comparing Clermont to nearby cities like Winter Garden, Davenport, or Minneola, here’s how it stacks up for first-time buyers:

City

Median Price

Commute to Orlando

First-Time Buyer Appeal

Clermont

$415K

30–40 mins

✅✅✅✅

Winter Garden

$515K

25 mins

✅✅

Minneola

$390K

30–35 mins

✅✅✅✅

Davenport

$355K

45+ mins

✅✅✅

Groveland

$365K

40–45 mins

✅✅✅

Clermont strikes the perfect balance between price, lifestyle, and accessibility — especially for buyers who want access to great schools, parks, and community life.

 

Team Bell Real Estate

🤝 Meet Team Bell – Your Clermont Experts

We’re Mary & Stan Bell, a husband-and-wife real estate duo proudly serving Central Florida — and we’re more than just Realtors. We’re locals. We’re neighbors. We’re former paramedics who bring a calm, professional, no-pressure approach to real estate.

Through our YouTube channel Living in Central Florida with Team Bell,  we give you community tours, market updates, and insider tips to help you feel confident about your move.

Visit us at www.TeamBellFL.com to schedule a consultation or browse available homes in Clermont.

Subscribe to our informational Newsletter: https://team-bell.kit.com/

🧭 Final Thoughts: Is Clermont Right for You?

For first-time homebuyers, Clermont checks all the boxes:

✅ Affordable pricing

✅ Great schools

✅ Proximity to Orlando

✅ Outdoor lifestyle

✅ Welcoming, small-town feel

Whether you’re relocating for work, looking to start a family, or finally making the move from renting to owning — Clermont is a smart place to begin your Florida chapter.

Let Team Bell help you take the first step toward homeownership in one of Central Florida’s most desirable communities.

GET MORE INFORMATION

Mary And Stan Bell

Mary And Stan Bell

Agent | License ID: SL3283069

+1(908) 337-4535

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